Financials

Food Lion Credit Association Financial Statement	12/31/2002

Assets
Net Loans and Cash	$13,029,920.60
Net Investments	$7,507,411.64
Other Assets	$371,469.70

Liabilities
Total Liabilities	$1,093,951.57
Total Member Savings/Deposits	$17,849,414.19
Total Equity	$1,965,436.18

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