Rates











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Loans | Savings | Certificates

Rates effective as of September 13, 2011

APY=Annual Percentage Yield
APR=Annual Percentage Rate

 

Loans Rate APR* Term  
Home Equity Line of Credit (As low as Prime - 1/2% variable) 4.000 4.000 120 Calculator
New Vehicle Loan up to 84 months *As low as... 3.750 3.750 84 Calculator
Used Vehicle Loan up to 84 months *As low as... 3.750 3.750 84  Calculator
Personal Signature Loan *As low as... 9.400 9.400 48 Calculator
Overdraft Line of Credit 12.000 12.000 48 Calculator
VISA Credit Card 8.900 8.900 n/a  
Secured by Share Account (under 5 years) 3.000 3.000 60 Calculator
Secured by a Share Account (over 5 years) 4.000 4.000 120 Calculator
Secured by a Share Certificate 6.500 6.500  n/a Calculator
*Rates shown include a 0.5% discount for Auto Payment, Payroll Deduction  or Hybrid Auto Financing. 
With no Hybrid, Auto Pay or PRD increase rate by 0.5%.
    n/a Calculator

 

Home Equity Line of Credit Rate is determined ten days before the end of each calendar quarter. The rate is variable and is subject to change each quarter.

*As low as means that your loan rate will be determined by your credit qualifications. Your Loan Officer will disclose your rate based on your application information.
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APY=Annual Percentage Yield
APR=Annual Percentage Rate

 

Savings Rate APY* Term
Share Account  Paid Quarterly 0.250 0.250 n/a
Money Market Shares ($500.00 minimum balance)  Paid Monthly 0.500 0.500 n/a

 

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APY=Annual Percentage Yield
APR=Annual Percentage Rate
All Certificates require a minimum $500.00 investment - Dividends Paid Quarterly

 

Certificates Rate APY* Term
Share Certificate--6 month term 1.000 1.000 6
Share Certificate--12 month term 1.100 1.100 12
Share Certificate--24 month term 1.300 1.300 24

 

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