Information Regarding the Latest Data Breach
Lion's Share is here to help you with all of your financial needs and concerns. The information we provide on this page is the most current information we have received regarding any data breach that we are aware of.
If you have used your debit or credit card at any of these businesses, please be diligent to check your account online and your statements, regularly, for unauthorized purchases.
Chili's - March - April, 2018
Chili's Restaurants Were Hit by a Data Breach That Exposed Customers' Credit-Card Information.
Saks Fifth Avenue, Lord & Taylor - Annouced April, 2018
Card Data Stolen From 5 Million Saks and Lord & Taylor Customers
Equifax Credit Reporting Agency
Equifax has issued and updated a statement on the data breach and has offered 1 year of free credit monitoring to anyone who may or may not have been affected by the breach.
While the credit monitoring service will make you aware of any changes for the 12 months in the aftermath of this breach, your personal information will still be in the hands of the hackers forever. It may even be sold repeatedly on the dark web.
In order to stop anyone from opening loans or credit cards in your name, we urge you to consider putting a freeze on all of your credit files. While it might cost a few dollars to freeze each file ($3-$10 depending on the state you live in), it is recommended that you do so. The cost is not nearly what it cost to to fight/stop identity theft. Additional information regarding what to do if your information is exposed in a data breach can be found on the Federal Trade Commission's website .
Lion's Share recommends that you check each of your credit reports from the 3 Major Credit Reporting Agencies, at least annually. You can check one report each quarter so that you are viewing your credit file throughout the year. This is a free service online at www.annualcreditreport.com.
Contact information for each of the 4 credit reporting agencies can be found below. To place a freeze on your credit file, click the Credit Freeze tab for each reporting agency.
Federal Trade Commission