Auto Loans
Great Deals are being made!
Now is the time to buy!!!
Auto lending is easy at Lion's Share Federal Credit Union. When you finance your vehicle with us, you can rest assured that we're going to do what's in your best interest. We can assist you with all aspects of your vehicle purchase.
Financing
Lion's Share Federal Credit Union will finance up to 100% of the NADA value of any new or used vehicle.
We have a special "Relationship Rate" for auto loans. Our Relationship Rate is available for Current Members with the following:
- Direct Deposit of Net Check to LSFCU.
- An Additional Loan at LSFCU.
- Auto Pay to loan(s) at LSFCU.
Mechanical Repair Coverage protects you against many of your costly auto repairs that are no longer covered by your vehicle’s manufacturer’s warranty. MRC is priced lower than most dealers extended warranties, and offers the same, or even better coverage. Be sure to price your credit union’s MRC before purchasing it from the dealer.
Guaranteed Asset Protection - GAP
Guaranteed Asset Protection (GAP) pays the difference between your vehicle insurance company's settlement and the remaining loan amount (directly related to the vehicle purchase), up to the maximum allowed by the credit union and/or state, in the event your vehicle is stolen or damaged beyond repair. GAP is sold at LSFCU for a fraction of the price most auto dealers sell it for. Finance your vehicle with Lion's Share and protect your vehicle and your finances by purchasing your GAP through Lion's Share.
Making an Educated Decision
When searching for a new or used vehicle, Lion's Share FCU wants to help you to make the best possible decisions. Use the links below to research vehicles and for help in deciding on which vehicle & price is right for you.
| LOAN TYPE | TERM | APR* As Low as . . . |
|---|---|---|
| New Autos | Up to 48 Months | 4.99% |
| = Never Titled = Current or Previous Year = <5,000 Miles | 49 - 71 Months | 5.49% |
| 72 - 83 Months | 5.75% | |
| 84 Months | 6.00% | |
| Used Autos | Up to 48 Months | 5.99% |
| = 10 years or newer. = Gas engines <125K miles = Diesel Engines <225K Miles | 49 - 71 Months | 6.49% |
| 72 - 83 Months | 6.75% | |
| 84 Months | 7.00% | |
| Other Secured | Up to 48 Months | 7.99% |
| = Boats, Watercraft, Campers, RV's, Motorcycles, ATV's >125K miles Gas Vehicles, >225K miles Diesel Vehicles, etc. | 49 - 71 Months | 8.25% |
| 72 - 83 Months | 8.75% | |
| 84 Months | 9.00% | |
| *APR = Annual Percentage Rate | ||