Accounts

Savings Accounts

Blue piggy bank sitting on desk surface beside calculator and calednar in background.

Savings Accounts

Your Membership Savings Account is the foundation of your relationship with Lion's Share FCU. By maintaining a $25 balance in Savings, you have access to the Lion’s Share of financial products and services.

Should you need to print the Membership application, you can mail it along with a copy of your valid, government issued ID, and your opening deposit to:

Lion’s Share Federal Credit Union
ATTN: Member Services
850 Harrison Road
Salisbury, NC 28147-9021

Deposits can be made through payroll deduction, direct deposit, BluePay, or at any of our Shared Branch Locations.

Additional resources for use with your savings account include:

Save To Win

Unlock Your Chance to Win Big!

Ready to boost your savings and win amazing prizes? With Lion's Share Federal Credit Union's Save to Win program, you can do both!

How's It Work?
  • Open a 12 Month Share Certificate for as little as $25.
  • Earn Entries into monthly and quarterly prize drawings for every $25 deposited.
  • Grow Your Savings with a 3.03% APY* and the chance to win cash prizes!
Why get a Save To Win?
  • Build Savings Effortlessly: Regular deposits help you save money consistently.
  • Win Prizes: Monthly and quarterly drawings give you multiple chances to win.
  • High Earnings and No Risk: Your deposits earn an incredible 3.03% APY*, are federally insured, and you always keep what you save.
What Are the Prizes?
  • Monthly Cash Prizes ranging from $25 to $1,000 awarded each month.
  • Over 150 Winners are chosen every month.
  • Up to $5,000 in quarterly prizes too!
How do I start?
  1. Open Your Account: Visit any Lion's Share Credit Union branch or open online.
  2. Start Saving: Make your initial $25 deposit.
  3. Get Entered to Win: Continue making deposits to increase your chances.
Learn More and Save to Win Now!

To open your Save to Win account, email our Member Service Department or call/text 704.636.0643 (opt. #2). 

For official account and prize entry rules and a complete list of prizes, visit Save to Win online.

Lion's Share Credit Union – Your Path to Financial Success and Exciting Rewards!

Void in States Where Prohibited.

Official Rules | Truth in Savings Disclosure

Happy woman throwing dollar bills next to
Woman sitting at table surrounded by gift baskets and festive lights, holding $100 bills in hands.

Christmas Club Accounts

Our Christmas Club Account allows you to save all year so that you have the money you need to purchase your holiday gifts. By depositing money into your Christmas Club Account each payday throughout the year, you will be ready to make your Christmas purchases when the shopping season begins.

Our Christmas Club Account pays the same dividend rate as our Regular Savings, only it is paid monthly rather than quarterly.

To ensure that the money is in the account for the holiday season, we do not allow you to access your Christmas Club Account. You can see it online, but you can't withdraw or transfer from it.

Annually on the first business day in October, the money in your Christmas Club Account is transferred to either your primary Share Savings Account or your Checking Account so that you have access to it with your debit card for your holiday shopping.

Deposits continue going into your Christmas Club Account so that you will be ready for the following year.

Start your Christmas Club Account today because Christmas will be here before you know it!