Our Mission
Mission Statement
To serve only one common bond: the hard working employees and retirees of Delhaize America, along with their family members.
Cooperative Principles
As financial cooperatives, credit unions operate under a different set of rules than big banks. So what exactly is a cooperative?
A cooperative (also known as co-operative, co-op, or coop) is an autonomous association of people united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly owned and democratically controlled business.
1. Voluntary and open membership.
Credit unions are voluntary, cooperative organizations, offering services to people willing to accept the responsibilities and benefits of membership, without gender, social, racial, political or religious discrimination.
Many cooperatives, such as credit unions, operate as not-for-profit institutions with a volunteer board of directors. In the case of credit unions, members are drawn from defined fields of membership.
2. Democratic member control.
Co-ops operate on a democratic platform, meaning one vote, one member - no matter their financial status. Each credit union has a board of directors that serve on a volunteer basis.
3. Member economic participation.
Members are both owners and customers. The more people that participate, the more that can be given back in the form of more products, lower loan rates, higher savings yields, and fewer fees.
4. Autonomy and independence.
Cooperatives are owned by members, not shareholders, making each member the boss. This means that if the Cooperative enters into an agreement with other organizations, it is done so based on terms that ensure democratic control by the member and maintains the cooperative autonomy.
5. Financial education, training, and information.
Credit unions are committed to providing financial education to their members and to the community at large. From budgeting basics to retirement planning and how credit works, they do all they can to ensure that the general public and policymakers are informed.
6. Cooperation among cooperatives.
Working together, financial cooperatives are there when you need them. Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, state, regional, national, and international structures.
7. Concern for the community.
Credit unions are passionate about serving their members and about making an impact in the community. They volunteer for local charities and participate in causes to make a difference.
Once a Member, Always a Member
Once you become a Member of Lion's Share Federal Credit Union, you are always a Member! You can change jobs, get married, or move across the United States, and you will still be a Member at Lion's Share FCU. As long as you maintain the $25 balance that you opened your membership savings account with, you can continue to use all the products & services Lion's Share FCU offers.
Utilizing direct deposit, our Mobile App, and our Shared Branching Network allows you to live in any location or work for any company and still benefit from all Lion's Share FCU has to offer.*
Should you decide to relocate, change jobs, get married, or retire, contact us and let us know so that we can continue to promptly & accurately deliver our services to you.
* Home Equity Lines of Credit & Save to Win are only available in certain states.
