Improving Your Credit Score in 3 Steps

The words “credit score” often come with a headache, especially when you’re trying to figure out how to improve yours. That’s why we’re laying out three of the best ways to rebuild or improve your credit score and set yourself up for success.   Pay on time, all the time – This is often easier…

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A Date with Debt

Are those butterflies in your stomach because of first-date jitters or because debt is calling you up? If it’s the latter, you’re not alone. In fact, a recent survey from Lendingtree noted that “22% of millennials (ages 26 to 41) and 19% of Gen Zers (ages 18 to 25) have gone into debt from what…

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Don’t Buy into Impulse Buys

What kind of bells are you hearing this holiday season? If it’s warning bells instead of jingle bells, you’ve come to the right place. We all fall into the trap of impulse buys—new holiday décor, something perfect for a friend who wasn’t originally on your list, or something on incredible sale—and these, ultimately, only lead…

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Your Year-End Financial Checklist

As the year comes to a close, a certain jolly fellow with a beard isn’t the only one who should be making a list and checking it twice. With the holidays taking up the majority of our attention, sometimes we forget to take stock of some other aspects of our lives. Foremost, we let our…

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Buy Now Pay Later: Is It Worth It?

Buy now pay later, also known as BNPL, sounds pretty attractive. This is particularly true with the state of the current inflation rate in the economy. The idea that you, as a consumer, can figuratively have your cake and eat it too when it comes to holiday shopping sounds too good to be true! Until…

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The Car Dealership: Myth-busted

There are a few occupations that instantly make us think of skeezy men in cheap suits looking to prey on your good nature. You’ve got lawyers, you’ve got loan sharks, and then you’ve got the car salesman. Even with all the balloons, colorful flags, and waving tube men, stepping foot on a car lot can…

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The Cost of Raising a Child

As inflation continues to wreak havoc on the middle and lower socioeconomic classes, many will feel the sting of rising costs in different areas of their lives. Those with children can attest to this fact, as the statistics show that raising a child can cost upward of $310,000.00 from infancy to age 17. This does…

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5 Money Saving Summertime Activities

Whether you’re trying to distract a group of restless kids, entertain a few bored teens, or just enjoy yourself, the summer can be a taxing time on your wallet. However, there are so many things you can do that cost little to no money. Don’t worry, just because you’re saving money, doesn’t mean you’re sacrificing…

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Start Saving and Stop Spending

Credit reports, budgets, goals, and debt can be frightening words and concepts whether you are hearing them for the first time or the hundredth time. They are chilling because they are important in leading a healthy financial lifestyle, but we may not be well-versed in what they mean. Once you become familiar with the world…

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What’s The Buzz on NFTs?

If you’ve spent any time online or watching TV over the past year, you’ve probably been inundated with a slew of advertisements promoting “non-fungible tokens,” more commonly known as NFTs. But despite the hype, excitement, and celebrity endorsement surrounding the industry, many still don’t quite understand what an NFT even is, let alone how they…

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