Unexpected cold. Unexpected bills. Real help.

An emergency energy loan from Lion’s Share Credit Union to help you get through winter’s surprises.

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When winter weather hits harder than expected, energy bills can spike fast. If you’re facing higher-than-normal heating costs, Lion’s Share Federal Credit Union is here with an Emergency Energy Loan designed to help you stay warm without adding unnecessary stress.

This loan is built for real life — short-term help, clear terms, and direct payment to your energy provider.

How the Emergency Energy Loan Helps

  • Covers essential energy costs like electric, gas, oil, propane, or wood
  • Direct payment to your energy company, so the bill gets handled right away
  • Fixed 8.99% interest rate
  • Short repayment terms designed to get you through the season — not weigh you down

Because staying warm shouldn’t mean falling behind.

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Loan Details at a Glance

Who This Loan Is For

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Loan Amount: $200 – $1,000

Loan Amount: $200 – $1,000
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Interest Rate: 8.99% APR*

Interest Rate: 8.99% APR*
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Payment Terms:

Up to $500 → 3-month loan
$500 – $1,000 → 6-month loan
  • Payment Method: Paid directly to your energy provider
  • Documentation Required: Proof of current energy bill
Payment Terms:

This emergency energy loan is designed for members who:

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Are experiencing unexpectedly high heating or energy bills

Are experiencing unexpectedly high heating or energy bills
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Need short-term help covering essential utilities

Need short-term help covering essential utilities
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Want a fair, straightforward option

Want a fair, straightforward option

If winter caught you off guard, you’re not alone — and you don’t have to navigate it by yourself.


How to Apply

  1. Gather a copy of your energy bill
  2. Apply online or contact Lion’s Share Credit Union
  3. Once approved, we’ll send payment directly to your energy company

Fast help. Clear terms. No judgment.

Why Lion’s Share Credit Union

At Lion’s Share, we exist to support our members when life doesn’t go according to plan. This Emergency Energy Loan is one more way we help protect your home, your budget, and your peace of mind — especially when you need it most.
 
Apply for an Emergency Energy Loan Contact Us to Learn More

*APR = Annual Percentage Rate. 8.99% APR applies to qualified borrowers and is subject to credit approval. Loan amounts range from $200 to $1,000. Loans up to $500 are available for a 3-month term; loans from $500 to $1,000 are available for a 6-month term. Proof of a current energy bill is required. Loan proceeds will be paid directly to the member’s energy provider. Membership eligibility required. Additional terms and conditions may apply. Offer subject to change without notice. Federally insured by NCUA.

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