Drive Your Dreams Forward

There's nothing quite like the first time. And Lion’s

Woman happily driving

Share Federal Credit Union want to make your first-time is as smooth and exciting as you hope with our First-Time Auto Buyer Loan, of course!

Your first time buying a car is more than any other purchase—it’s a step towards freedom, independence, and new opportunities. Let’s get you behind the wheel and on the road to success!

 

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First-Time Buyer Benefits

The First-Time Auto Buyer Loan is designed to help you take that leap into car ownership confidently, even if you’re just starting to build your credit.

Here’s how:

  • Seriously Low Payments: Payroll deductions as low as $112.50* on a biweekly schedule.
  • Flexible Terms: Financing up to 48 months available to keep payments manageable.
  • Ample Amounts: Secure up to $15,000 to bring home the car of your dreams.
  • Down Payment May Not Be Necessary: Cover the full cost of your car—100% loan-to-value financing.†

Guidance at Every Step: Practice responsible car ownership, from insurance and maintenance to managing payments, so you feel empowered every mile.

Who Can Apply?

The First-Time Auto Buyer Loan is perfect for first-time car buyers ready for the driver's seat in reaching their future.

To qualify, you must:

  • Have a driver’s license.
  • Have little or no credit history.
  • Be continuously employed for the previous 12 months at least.
  • Be ready to go into a new chapter of freedom and responsibility.

Ready to Hit the Road?

It’s more than a car—it’s new adventures, new freedoms, and endless possibilities.
With Lion’s Share FCU's First-Time Auto Buyer Loan, you take the wheel on your road to success.

You only have one first time—make it one you'll always remember.

Apply Now
*Example payment shown as a biweekly, payroll deducted amount for illustrative purposes only and calculated on a $15,000 finance amount at 17.99% APR (Annual Percentage Rate) for 48 months.
†Up to 100% financing on approved loans, rates and terms. All loans are subject to approval. Fees and charges may apply. Applicant must meet Lion's Share Federal Credit Union qualifications for First-Time Auto Buyer Loan. Member eligibility and membership required. Terms & conditions apply. See credit union for details. Deposits up to $250,000 insured by NCUA.