Lion's Share College Night Out Giveaway Official Rules

NO PURCHASE NECESSARY TO ENTER OR WIN.

Eligibility:
Open to legal residents of the United States who are 18 years of age or older at the time of entry. Membership at Lion's Share Federal Credit Union is not required to enter or win. Employees, officers, and directors of Lion's Share Federal Credit Union, and their immediate family members and household members, are not eligible to win.

Sponsor:
Lion's Share Federal Credit Union, 850 Harrison Rd, Salisbury, NC 28147.
 
Promotion Period:
Entries will be accepted on August 27 through August 29, 2025, during College Night Out via the online entry form. Mail-in entries must be received by August 29, 2025, to be eligible.
 
How to Enter:
  1. Online Entry: Complete the entry form available at Lion's Shares booth at College Night Out

  2. Mail-In Entry: Mail a purple index card with your full name, phone number, email address, and mailing address to:

Lion's Share Federal Credit Union
Attn: College Night Out Giveaway Entry
850 Harrison Rd, Salisbury, NC 28147

Mail-in entries must be received by August 29, 2025.

Limit one (1) entry per person, regardless of entry method.

Prize:
One (1) Giftcard Prize Package (estimated retail value: $250). The prize is non-transferable, and no substitution will be made except at the discretion of Lion's Share Federal Credit Union. Gift card amounts, locations, and businesses will be selected at sole discretion of Lion's Share Federal Credit Union.
 
Winner Selection and Notification:
One (1) winner will be selected in a random drawing conducted on or about September 1, 2025, from all eligible entries received during the promotion period. The winner will be notified via phone or email within five (5) business days of the drawing. If the winner does not respond within seven (7) days of notification, an alternate winner may be selected.

Prize awarded must be picked up from Lion's Share Federal Credit Union's branch location (850 Harrison Rd, Salisbury, NC 28147) within seven business (7) days of notification. Winner must present photo ID to receipt of prize. Failure to pick up the prize in the allotted timeframe will be considered a forfeiture and a new winner will be selected.

Use of Information:
By entering, entrants understand and agree that any information provided will be used by Lion's Share Federal Credit Union for marketing and promotional purposes. Providing personal information does not guarantee a win. Failure to provide information does not disqualify an entrant from participating in the giveaway.

General Conditions:
By participating, entrants agree to be bound by these official rules and the decisions of Lion's Share Federal Credit Union, which are final and binding. Lion's Share Federal Credit Union reserves the right to cancel, suspend, or modify the giveaway if any fraud, technical failures, or other factors impair the integrity or proper functioning of the giveaway.

By accepting the prize, the winner consents to the use of their name and likeness for promotional purposes without additional compensation, except where prohibited by law.

Lion's Share Federal Credit Union is not responsible for late, lost, incomplete, stolen, misdirected, illegible, or postage-due entries.

Limitation of Liability:
By participating, entrants agree to release and hold harmless Lion's Share Federal Credit Union and its officers, directors, employees, and agents from and against any claims or causes of action arising out of participation in the giveaway or receipt or use of any prize.

Privacy:
Information collected from entrants will be used for marketing and promotional purposes by Lion's Share Federal Credit Union.

Request for Rules or Winner Information:
For a copy of these rules or the winner’s name, send a self-addressed stamped envelope to:
 
Lion's Share Federal Credit Union
Attn: College Night Out Giveaway Request
850 Harrison Rd, Salisbury, NC 28147

Requests must be received by August 31st, 2025.

Federally insured by NCUA.

 

 

Fee Schedule

Below are the fees, penalties, and other associated costs with providing the variety of services available to each member.
 
Item Fee
Share Account Fees
Closing account within 90 days of opening

 

$10.00

Checking Account Fees
Non-Sufficient Funds Draft
Stop Payment Fee
Funds Transfer Completed By Staff
Christmas Club Early Withdrawals (1 free per year, fee applies after)

 

$30.00
$30.00
$5.00 per Transfer
$5.00 per Withdrawal

Delinquency Fees
Delinquent Loan Payment
Delinquent Credit Card Payment

 

5% of Payment Amount(s)
$10.00 per Payment

Share Certificate Fees
Regular Early Withdrawal Penalty
Mini-Jumbo Early Withdrawal Penalty
Save-to-Win Share Certificates

 


90 Days Dividends
90 Days Dividends
$25 on First Withdrawal, Closed after Second

Electronic Funds Transfer Fees
Overdraft Fees
Automatic Transfer from Savings to Checking as Overdraft Protection
ATM Withdrawal/Transfer Fee

 

Up to $30.00
$5.00 per Transfer
$2.00

Wire Transfer Fees
Domestic Incoming
Domestic Outgoing
International Incoming
International Outgoing

 

$10.00
$20.00
$30.00
$45.00

Other Service Fees
Deposited or Cashed Item Return
Dormant Account (Over 1 Year of No Activity)
Money Order
Online Payment Fees
Online Payment Fees
Online Payment Fees
Prepaid Debit Cards
Replacement ATM/Debit Card
Replacement PIN
Replacement VISA Credit Card
Research (Statement Copy, Check Copy, Print History)
Skip-a-Pay


$15.00
$5.00 Charged Monthly
$1.00 per Money Order
$5.00
$10.00 per Transaction
$15.00 per Item
$2.50 per Card
$10.00
$10.00
$10.00
$5.00 per Item
$30.00 per Skipped Payment