| Share Account Fees | Share Account Fees | |
| Closing an account within the first 90 days of opening | $10.00 | |
| Share Draft Accounts | | |
| Non-Sufficient Funds Draft | $30.00 | |
| Stop Payment Fee | $30.00 | |
| Automatic Transfer of Funds from Savings to Checking as Overdraft Protection | $5.00 per Automatic Transfer | |
| Transfer of Funds Completed By Staff | $5.00 per Transfer | |
| Christmas Club Early Withdrawal Fees (After 1 Free per Year) | $5.00 per Withdrawal | |
| Money Order Fees | $1.00 per Money Order | |
| Share Certificate Accounts | | |
| Early Withdrawal Penalty (6-, 12-, or 24-Month term) | 90 days dividends | |
| Mini-Jumbo Certificate, 12- or 18-Month term, Early Withdrawal Penalty | 90 days dividends | |
| Electronic Funds Transfer Fees | | |
| ATM Withdrawal/Transfer Fee (4 per month free) | $2.00 | |
| Overdraft Fee | Up to $30.00 | |
| Other Service Fees (Applicable to all accounts) | | |
| Dormant Account Fee (Over 1 Year of No Activity on Any Sub Account) | $5.00 Charged Quarterly | |
| Deposited or Cashed Item Return Fee | $15.00 | |
| Replacement ATM/Debit, VISA Credit Card or PIN Fee | $10.00 | |
| Research Fee (Statement Copy, Check Copy, Print History) | $5.00 per item | |
| Prepaid Debit Cards | $2.50 per Card | |
| Wire Transfer (incoming) Fee | $10.00 | |
| Wire Transfer (outgoing) Fee | $20.00 | |
| International Wire Transfer (incoming) Fee | $30.00 | |
| International Wire Transfer (outgoing) Fee | $45.00 | |
| Delinquency | | |
| Delinquent Loan Payment Fee | 5% of the payment amount | |
| Delinquent VISA Credit Card Payment | $10.00 | |
| Skip A Pay | $30.00 per Skip | |
| Online Payment Fees | $5.00 | |
| Online Payment Fees | $10.00 Per Transaction | |
| Online Payment Fees | $15.00 per Item | |
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