| Share Account Fees | |
| Closing an account within the first 90 days of opening | $10.00 |
| Share Draft Accounts | |
| Non-Sufficient Funds Draft | $30.00 |
| Stop Payment Fee | $30.00 |
| Automatic Transfer of Funds from a Share Account to Share Draft Account as Overdraft Protection | $5.00 |
| Share Certificate Accounts | |
| Early Withdrawal Penalty (6 month or 1 year term) | 30 days dividends |
| Early Withdrawal Penalty (2 year term) | 90 days dividends |
| Electronic Funds Transfer Fees | |
| ATM Withdrawal/Transfer Fee (4 per month free) | $2.00 |
| Overdraft Fee | Up to $30.00 |
| Other Service Fees (Applicable to all accounts) | |
| Account Replacement Fee | $40.00 |
| Dormant Account Fee (Over 1 Year of No Activity on Any Sub Account) | $5.00, Charged Annually |
| Deposited or Cashed Item Return Fee | $15.00 |
| Replacement ATM/Debit, VISA Credit Card or PIN Fee | $10.00 |
| Research Fee (Statement Copy, Check Copy, Print History) | $5.00 per item |
| Shared Branch Transaction (except Account Deposit or Loan Payments) | $2.50 |
| Wire Transfer (incoming) Fee | $10.00 |
| Wire Transfer (outgoing) Fee | $15.00 |
| Delinquency | |
| Delinquent Loan Payment Fee | 5% of the payment amount |
| Delinquent VISA Credit Card Payment | $10.00 |
