Fee Schedule

Below are the fees, penalties, and other associated costs with providing the variety of services available to each member.

Item	Fee
Share Account Fees Closing account within 90 days of opening	$10.00
Checking Account Fees Non-Sufficient Funds Draft Stop Payment Fee Funds Transfer Completed By Staff Christmas Club Early Withdrawals (1 free per year, fee applies after)	$30.00 $30.00 $5.00 per Transfer $5.00 per Withdrawal
Delinquency Fees Delinquent Loan Payment Delinquent Credit Card Payment	5% of Payment Amount(s) $10.00 per Payment
Share Certificate Fees Regular Early Withdrawal Penalty Mini-Jumbo Early Withdrawal Penalty Save-to-Win Share Certificates	90 Days Dividends 90 Days Dividends $25 on First Withdrawal, Closed after Second
Electronic Funds Transfer Fees Overdraft Fees Automatic Transfer from Savings to Checking as Overdraft Protection ATM Withdrawal/Transfer Fee	Up to $30.00 $5.00 per Transfer $2.00
Wire Transfer Fees Domestic Incoming Domestic Outgoing International Incoming International Outgoing	$10.00 $20.00 $30.00 $45.00
Other Service Fees Deposited or Cashed Item Return Dormant Account (Over 1 Year of No Activity) Money Order Prepaid Debit Cards Replacement ATM/Debit Card Replacement PIN Replacement VISA Credit Card Research (Statement Copy, Check Copy, Print History) Skip-a-Pay	$15.00 $5.00 Charged Monthly $1.00 per Money Order $2.50 per Card $10.00 $10.00 $10.00 $5.00 per Item $30.00 per Skipped Payment