Drive Your Dreams Forward

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There's nothing quite like the first time. And Lion’s Share Federal Credit Union wants to make your first-time as smooth and exciting as you hope with our First-Time Auto Buyer Loan, of course!

Your first time buying a car is more than any other purchase—it’s a step towards freedom, independence, and new opportunities. Let’s get you behind the wheel and on the road to success!

First-Time Buyer Benefits

The First-Time Auto Buyer Loan is designed to help you take that leap into car ownership confidently, even if you’re just starting to build your credit.

Here’s how:

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Seriously Low Payments

Payroll deductions as low as $112.50* on a biweekly schedule.
Seriously Low Payments
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Flexible Terms

Financing up to 48 months available to keep payments manageable.
Flexible Terms
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Ample Amounts

Secure up to $15,000 to bring home the car of your dreams.
Ample Amounts
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Down Payments May Not Be Necessary

Cover the full cost of your car—100% loan-to-value financing.†
Down Payments May Not Be Necessary

Guidance at every step.

Practice responsible car ownership, from insurance and maintenance to managing payments, so you feel empowered every mile.
Who Can Apply?

The First-Time Auto Buyer Loan is perfect for first-time car buyers ready for the driver's seat in reaching their future.

To qualify, you must:

  • Have a driver’s license.
  • Have little or no credit history.
  • Be continuously employed for the previous 12 months at least.
  • Be ready to go into a new chapter of freedom and responsibility.
Ready to Hit the Road?

It’s more than a car—it’s new adventures, new freedoms, and endless possibilities.
With Lion’s Share FCU's First-Time Auto Buyer Loan, you take the wheel on your road to success.

You only have one first time—make it one you'll always remember.

*Example payment shown as a biweekly, payroll deducted amount for illustrative purposes only and calculated on a $15,000 finance amount at 17.99% APR (Annual Percentage Rate) for 48 months.

†Up to 100% financing on approved loans, rates and terms. All loans are subject to approval. Fees and charges may apply. Applicant must meet Lion's Share Federal Credit Union qualifications for First-Time Auto Buyer Loan. Member eligibility and membership required. Terms & conditions apply. See credit union for details. Deposits up to $250,000 insured by NCUA.

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