Resources
Fee Schedule
Effective 11/01/2026
The following fees and charges may apply to certain accounts, services, transactions, and special requests.
We strive to provide exceptional service while keeping fees reasonable and reflective of the cost of providing these services.
ACCOUNT ASSOCIATED FEES
| Item | Fee |
|---|---|
| Closing Account Within the First 90 Days of Opening | $10.00 |
| Non-Sufficient Funds | $30.00 Per Item ($90/day maximum) |
| Overdraft Privilege | $30.00 Per Item Paid in ODP ($90/day maximum) |
| Stop Payment | $30.00 Per Item |
| Stop Payment on Consecutive Numbered Items | $30.00 |
| Deposited or Cashed Item Return | $30.00 |
| Dormant Account (Over 365 Days of No Activity on any Sub Account/Loan) | $15.00 Monthly until Account is Active |
| Transfer of Funds Completed by Staff | $5.00 per Transfer |
| Christmas Club Early Withdrawal Fees (After 1 per year at no charge) | $5.00 per Withdrawal |
| Automated Computer Transfer from Savings to Checking account to Cover Item | $5.00 per Item Paid |
| Teller Checks | $3.00 per Check |
| Replacement Account Due to Previous Account Being Charged Off | $50.00 & Charged Off Account paid in full |
SHARE CERTIFICATE FEES
| Item | Fee |
|---|---|
| Early Withdrawal Penalty (6, 12, or 24-Month Term) | 90 Days Dividends |
| Early Withdrawal Penalty Mini Jumbo (12- or 18-Month Term) | 90 Days Dividends |
| Item | Fee |
|---|---|
| Early Withdrawal Penalty (6, 12, or 24-Month Term) | 90 Days Dividends |
| Early Withdrawal Penalty Mini Jumbo (12- or 18-Month Term) | 90 Days Dividends |
ELECTRONIC FUNDS TRANSFER FEES
| Item | Fee |
|---|---|
| ATM Withdrawal/Transfer Fee (After 5 Free per Month) | $2.00 each |
| Overdraft/Non-Sufficient Funds Fee | Up to $30.00 |
ADDITIONAL SERVICE FEES
| Item | Fee |
|---|---|
| Replacement ATM/Debit, VISA Credit Card or PIN Fee | $10.00 |
| Account Research Fee | $20 per hour |
| Records Copy Fee (Statement Paper Copy, Check Copy, Transaction Search, or Print History) | $5.00 Item |
| Prepaid Debit Card (Values of $10 - $1,000) | $2.50 per Card |
| Money Orders (up to $1,000 each) | $1.00 Each |
WIRE TRANSFER FEES
| Item | Fee |
|---|---|
| Wire Transfer Fee (Incoming) | $10.00 |
| Wire Transfer Fee (Outgoing) | $20.00 |
| International Wire Transfer Fee (Incoming) | $30.00 |
| International Wire Transfer Fee (Outgoing) | $45.00 |
ONLINE PAYMENT FEES
| Item | Fee |
|---|---|
| Online Payment - Debit Card | $5.99 per Transaction |
| Online Payment - ACH | $7.99 per Transaction |
| Online Payment - Returned/Unpaid Due to Incorrect Information/NSF | $30.00 per Unpaid Entry |
DELINQUENCY
| Item | Fee |
|---|---|
| Delinquent Loan Payment | 5% of the Payment Amount |
| Delinquent VISA Credit Card Payment | $10.00 |
SKIP-A-PAY (Allows you to skip your loan payment for 1 month. Balance due added to the end of loan).
| $30.00 per Skip |
