Resources

Fee Schedule

 
Effective 8/15/2025
Below are the fees, penalties, and other associated costs with providing the variety of services available to each member.
 

ACCOUNT ASSOCIATED FEES

Item Fee
Closing Account Within the First 90 Days of Opening $10.00
Non-Sufficient Funds $30.00 Per Item
Overdraft Privilege $25.00 Per Item Paid in ODP
Stop Payment $30.00 Per Item
Stop Payment on Consecutive Numbered Items $30.00
Deposited or Cashed Item Return $15.00
Dormant Account (Over 365 Days of No Activity on any Sub Account/Loan) $5.00 Quarterly until Account is Active
Transfer of Funds Completed by Staff $5.00 per Transfer
Christmas Club Early Withdrawal Fees (After 1 per year at no charge) $5.00 per Withdrawal
Automated Computer Transfer from Savings to Checking account to Cover Item $5.00 per Item Paid
Teller Checks $3.00 per Check
Replacement Account Due to Previous Account Being Charged Off $50.00 & Charged Off Account paid in full

 

SHARE CERTIFICATE FEES

Item Fee
Early Withdrawal Penalty (6, 12, or 24-Month Term) 90 Days Dividends
Early Withdrawal Penalty Mini Jumbo (12- or 18-Month Term) 90 Days Dividends

 

ELECTRONIC FUNDS TRANSFER FEES

Item Fee
ATM Withdrawal/Transfer Fee (After 4 Free per Month) $2.00 each
Overdraft/Non-Sufficient Funds Fee Up to $30.00

 

ADDITIONAL SERVICE FEES

Item Fee
Replacement ATM/Debit, VISA Credit Card or PIN Fee $10.00
Research Fee (Statement Copy, Check Copy or Print History) $5.00 Item
Prepaid Debit Card (Values of $10 - $1,000) $2.50 per Card
Money Orders $1.00 Each

 

WIRE TRANSFER FEES

Item Fee
Wire Transfer Fee (Incoming) $10.00
Wire Transfer Fee (Outgoing) $20.00
International Wire Transfer Fee (Incoming) $30.00
International Wire Transfer Fee (Outgoing) $45.00

 

ONLINE PAYMENT FEES

Item Fee
Online Payment via Message Pay (Text Message) $5.99 per Transaction
Online Payment – Completed on Member’s Behalf by LSFCU Staff $10.00 per Transaction
Online Payment – Returned/Unpaid Due to Incorrect Information/NSF $15.00 per Unpaid Entry

 

DELINQUENCY

Item Fee
Delinquent Loan Payment 5% of the Payment Amount
Delinquent VISA Credit Card Payment $10.00

 

SKIP-A-PAY (Allows you to skip your loan payment for 1 month. Balance due added to the end of loan.)

$30.00 per Skip