Christmas Club

xmas-giftsOur Christmas Club Account allows you to save all year so that you have the money you need to purchase your holiday gifts. By depositing money into your Christmas Club account each payday throughout the year, you will be ready to make your Christmas purchases when the shopping season begins.

Our Christmas Club Account pays the same dividend rate as our Regular Savings, only it is paid monthly rather than quarterly.

To ensure that the money is in the account for the holiday season, we do not allow you to access your Christmas Club account. You can see it online, but you can't withdraw or transfer from it.

Annually on the 1st business day in October, the money in your Christmas Club Account is transferred to either your primary Share Savings Account or your Checking Account so that you have access to it with your debit card for your holiday shopping.

Deposits continue going into your Christmas Club Account so that you will be ready for following year.

Start your Christmas Club Account today because Christmas will be here before you know it!

Savings Accounts

Rates Effective April 1, 2020
Savings Dividend Rate APY Term & Min. Req. to Earn Dividends
Share Savings Account
Dividends Paid Quarterly
0.300.30No Term, $25 Required
Dividends paid on avg. daily bal.
Money Market Shares
$500 Min. Bal. Req., Dividends Paid Monthly
0.50 0.50 Term = 1 Mo., $500.00 Min. Req.
Dividends paid on avg. daily bal.
Christmas Club Account
Dividends Paid Monthly
0.300.30Term = 1 Mo., No Min. Req.
Dividends paid on avg daily bal.
APY = Annual Percentage Yield. Rates are subject to change daily and without notice. Dividends are paid on the last day of the dividend period.