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Line of Credit

Line of Credit

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Having a Line of Credit attached to your account provides you with purchasing power.

Even if you're not shopping, you could find  deal that you want. With a Line of Credit attached to your account, you have the power to take advantage of a deal when you find it.

Your Line of Credit will be available to you at all times. Once any part of it is used, you will get a notice that a payment is due. Payment amounts are based on the balance owed.

When linked to your checking account, your Line of Credit will act as your first line of Overdraft Protection. Should you miscalculate your account balance, the Overdraft Protection will move the money over to cover any items that come in to be paid on your account. The amount moved will be based on the amount needed to cover the item(s) posted. The Overdraft Protection is moved in increments of $100. You can pay it all back at once or make monthly payments until it is paid in full.