Rates

 

Loans

Rates Effective July 20, 2020
Loan Type Rate Relationship Rate**Term in Months
New Vehicle Loan* *As low as...3.253.00up to 84
Used Vehicle Loan* *As low as... 3.253.00up to 84
Other Secured Loans* *As low as...7.507.25up to 84
Personal/Signature Loan* *As low as...10.2510.00up to 72
Line of Credit* *As low as...10.25n/a
VISA Credit Card8.90n/a
Secured by Share Account (under 5 years)3.00up to 60
Secured by a Share Account (over 5 years) 4.00up to 120
Secured by a Share Certificate6.50n/a

*As low as Rate is based on applicant's credit score. Not all will qualify for lowest rate.
**Relationship Rate is available for Members who maintain a Checking Account, with an established Direct Deposit of Net Check, at Lion's Share FCU.

Home Equity Line of Credit

Rate Effective July 20, 2020
LoanAPRTerm In Months
Home Equity Line of Credit
*As low as Prime -1/2% Variable** Rate
4.00% 120
*As low as signifies that your loan rate will be determined by your credit qualifications. Not all will qualify for the lowest rate. Your Loan Officer will disclose your rate based on your credit score information.
**Rate is variable and determined ten days before the end of each calendar quarter, at which time it is subject to change. Rate has a floor of 4.0% APR and a 15.0% APR maximum.
Proof of Property Insurance is required for this loan. Additional cost to obtain a HELOC may include: Appraisal, Attorney fees, Recording fees & Flood Search.

Checking Account

Rate Effective July 20, 2020
Share Draft
Dividend Rate
APY
= Annual Percentage Yield
Checking Account
No minimum balance required. Dividends paid monthly on average daily balance. Rates are subject to change without notice.
0.15%
0.15%

Savings Accounts

Rates Effective July 20, 2020
Savings Dividend Rate APY Term & Min. Req. to Earn Dividends
Share Savings Account
Dividends Paid Quarterly
0.250.25No Term, $25 Required
Dividends paid on avg. daily bal.
Money Market Shares
$500 Min. Bal. Req., Dividends Paid Monthly
0.40 0.40 Term = 1 Mo., $500.00 Min. Req.
Dividends paid on avg. daily bal.
Christmas Club Account
Dividends Paid Monthly
0.250.25Term = 1 Mo., No Min. Req.
Dividends paid on avg daily bal.
APY = Annual Percentage Yield. Rates are subject to change daily and without notice. Dividends are paid on the last day of the dividend period.

Share Certificates

Rates Effective July 20, 2020
Certificates AvailableDividend Rate APY Term
6 month Share Certificate 0.60 0.60 6 Months
12 month Share Certificate 0.800.8012 Months
24 month Share Certificate0.900.9024 Months
Mini-Jumbo Share Certificate
$50,000 Minimum Balance Required,
1.001.0012 Months
Save to Win Share Certificate
$25 Minimum Balance Required,
0.300.3012 Months
All Certificates require a minimum $500 minimum balance unless otherwise stated. APY = Annual Percentage Yield
All Dividends Paid Quarterly. Early withdrawals & associated penalties may affect your dividend earnings.