Rates
Rates effective as of November 1, 2019
Loans
| Loans | Rate | APY | Relationship Rate** | Term in Months |
|---|---|---|---|---|
| Home Equity Line of Credit As low as Prime -1/2% Variable* Rate | 5.00 | 5.00 | 120 | |
| New Vehicle Loan* As low as... | 3.25 | 3.25 | 3.00 | up to 84 |
| Used Vehicle Loan* As low as... | 3.25 | 3.25 | 3.00 | up to 84 |
| Other Secured Loans* As low as... | 7.50 | 7.50 | 7.25 | up to 84 |
| Personal/Signature Loan* As low as... | 10.25 | 10.25 | 10.00 | up to 72 |
| Line of Credit* As low as... | 10.25 | 10.25 | 10.00 | n/a |
| VISA Credit Card | 8.90 | 8.90 | n/a | |
| Secured by Share Account (under 5 years) | 3.00 | 3.00 | up to 60 | |
| Secured by a Share Account (over 5 years) | 4.00 | 4.00 | up to 120 | |
| Secured by a Share Certificate | 6.50 | 6.50 | n/a | |
| Home Equity Line of Credit Rate is determined ten days before the end of each calendar quarter. The rate is variable and is subject to change each quarter. *As low as signifies that your loan rate will be determined by your credit qualifications. Your Loan Officer will disclose your rate based on your credit score information. |
||||
| **Relationship Rate is available for Members who maintain a Checking Account, with an established Direct Deposit of Net Check, at Lion's Share FCU. | ||||
Checking Account
| Checking Account Dividends paid monthly on average daily balance | APR = 0.25% | APY* = 0.25% |
Savings
| Savings | Rate | APY* | Term |
|---|---|---|---|
| Share Savings Account Dividends Paid Quarterly | 0.35 | 0.35 | n/a |
| Money Market Shares ($500.00 minimum balance) Dividends Paid Monthly | 0.60 | 0.60 | n/a |
| Christmas Club Account Dividends Paid Monthly | 0.35 | 0.35 | n/a |
| APR = Annual Percentage Rate APY = Annual Percentage Yield |
|||
Certificates
| Certificates | Rate (APR) | APY* | Term |
|---|---|---|---|
| Share Certificate 6 month | .90 | .90 | 6 Months |
| Share Certificate 12 month | 1.40 | 1.40 | 12 Months |
| Share Certificate 24 month | 1.90 | 1.91 | 24 Months |
| Mini-Jumbo Share Certificate $50,000 Minimum Balance Required Limited Time Availability | 2.00 | 2.02 | 12 Months |
| Save to Win Share Certificate 12 month $25 Minimum Balance Required | 0.40 | 0.40 | 12 Months |
| All Certificates require a minimum $500 minimum balance unless otherwise stated. Dividends Paid Quarterly APR = Annual Percentage Rate APY = Annual Percentage Yield |
|||