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Rates

Rates effective as of July 1, 2019

Loans

Loans Rate APY Relationship Rate**Term in Months
Home Equity Line of Credit
As low as Prime -1/2% Variable* Rate
5.005.00120
New Vehicle Loan* As low as...3.253.253.00up to 84
Used Vehicle Loan* As low as... 3.253.253.00up to 84
Other Secured Loans* As low as...7.507.507.25up to 84
Personal/Signature Loan* As low as...10.2510.2510.00up to 72
Line of Credit* As low as...10.2510.2510.00n/a
VISA Credit Card8.908.90n/a
Secured by Share Account (under 5 years)3.003.00up to 60
Secured by a Share Account (over 5 years) 4.004.00up to 120
Secured by a Share Certificate6.506.50n/a
Home Equity Line of Credit Rate is determined ten days before the end of each calendar quarter.
The rate is variable and is subject to change each quarter.

*As low as signifies that your loan rate will be determined by your credit qualifications.
Your Loan Officer will disclose your rate based on your credit score information.
**Relationship Rate is available for Members who maintain a Checking Account, with an established Direct Deposit of Net Check,
at Lion's Share FCU.

Checking Account

Checking Account
Dividends paid monthly
on average daily balance
APR = 0.35%
APY* = 0.35%

Savings

Savings Rate APY* Term
Share Savings Account Dividends Paid Quarterly 0.45 0.45 n/a
Money Market Shares ($500.00 minimum balance) Dividends Paid Monthly 0.70 0.70 n/a
Christmas Club Account Dividends Paid Monthly 0.450.45n/a
APR = Annual Percentage Rate
APY = Annual Percentage Yield

Certificates

CertificatesRate (APR)APY* Term
Share Certificate
6 month
1.00 1.00 6 Months
Share Certificate
12 month
1.501.5112 Months
Share Certificate
24 month
2.002.0224 Months
Mini-Jumbo
Share Certificate
$50,000 Minimum Balance Required
Limited Time Availability
2.102.1212 Months
Save to Win
Share Certificate
12 month
$25 Minimum Balance Required
0.500.50 12 Months
All Certificates require a minimum $500 minimum balance unless otherwise stated.
Dividends Paid Quarterly

APR = Annual Percentage Rate
APY = Annual Percentage Yield