Rates
Rates effective as of August 1, 2018
Loans
| Loans | Rate | APR | Term in Months |
|---|---|---|---|
| Home Equity Line of Credit As low as Prime -1/2% Variable* Rate | 4.25 | 4.25 | 120 |
| New Vehicle Loan* As low as... | 3.00 | 3.00 | up to 84 |
| Used Vehicle Loan* As low as... | 3.00 | 3.00 | up to 84 |
| Other Secured Loans* As low as... | 7.25 | 7.25 | up to 84 |
| Personal/Signature Loan* As low as... | 9.90 | 9.90 | up to 72 |
| Line of Credit* As low as... | 9.90 | 9.90 | n/a |
| VISA Credit Card | 8.90 | 8.90 | n/a |
| Secured by Share Account (under 5 years) | 3.00 | 3.00 | up to 60 |
| Secured by a Share Account (over 5 years) | 4.00 | 4.00 | up to 120 |
| Secured by a Share Certificate | 6.50 | 6.50 | n/a |
| Home Equity Line of Credit Rate is determined ten days before the end of each calendar quarter. The rate is variable and is subject to change each quarter. *As low as signifies that your loan rate will be determined by your credit qualifications. Your Loan Officer will disclose your rate based on your credit score information. |
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Checking Account
| Checking Account Dividends paid monthly on average daily balance | APR = 0.35% | APY* = 0.35% |
Savings
| Savings | Rate | APY* | Term |
|---|---|---|---|
| Share Savings Account Dividends Paid Quarterly | 0.45 | 0.45 | n/a |
| Money Market Shares ($500.00 minimum balance) Dividends Paid Monthly | 0.70 | 0.70 | n/a |
| Christmas Club Account Dividends Paid Monthly | 0.45 | 0.45 | n/a |
| APR = Annual Percentage Rate APY = Annual Percentage Yield |
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Certificates
| Certificates | Rate (APR) | APY* | Term |
|---|---|---|---|
| Share Certificate 6 month | 1.00 | 1.00 | 6 Months |
| Share Certificate 12 month | 1.25 | 1.26 | 12 Months |
| Share Certificate 24 month | 1.50 | 1.51 | 24 Months |
| Save to Win Share Certificate 12 month $25 Minimum Balance Required | 0.50 | 0.50 | 12 Months |
| Mini-Jumbo Share Certificate $50,000 Minimum Balance Required Limited Time Availability | 1.55 | 1.56 | 12 Months |
| All Certificates require a minimum $500 minimum balance unless otherwise stated. Dividends Paid Quarterly APR = Annual Percentage Rate APY = Annual Percentage Yield |
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